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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,718 | $160,070-47.7% | $147,117-43.1% | $145,897-42.6% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 16.72% | 98.69%-82.0pp | 420.54%-403.8pp | 552.29%-535.6pp |
| Employer contribution / active EE | $4,209 | $5,285-20.3% | $4,932-14.7% | $4,663-9.7% |
| Participant deferral / active EE | $7,978 | $8,419-5.2% | $8,065-1.1% | $6,689+19.3% |
| Admin fee / account holder | $2,456 | $15,035-83.7% | $12,993-81.1% | $13,390-81.7% |