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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,794 | $178,174-74.9% | $156,181-71.3% | $137,256-67.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 20.65% | 84.19%-63.5pp | 64.87%-44.2pp | 220.34%-199.7pp |
| Employer contribution / active EE | $2,598 | $4,972-47.7% | $4,294-39.5% | $4,156-37.5% |
| Participant deferral / active EE | $8,499 | $6,888+23.4% | $6,132+38.6% | $6,407+32.7% |
| Admin fee / account holder | $827 | $17,404-95.3% | $14,586-94.3% | $12,270-93.3% |