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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,706 | $78,197-71.0% | $98,090-76.9% | $82,637-72.5% |
| Participation rate | 79.4% | 77.5%+1.9pp | 81.5%-2.2pp | 68.1%+11.3pp |
| Annual return | 17.69% | 40.25%-22.6pp | 37.05%-19.4pp | 53.51%-35.8pp |
| Employer contribution / active EE | $1,022 | $2,605-60.8% | $3,606-71.7% | $2,552-60.0% |
| Participant deferral / active EE | $2,422 | $6,636-63.5% | $7,845-69.1% | $4,126-41.3% |
| Admin fee / account holder | $524 | $14,832-96.5% | $11,815-95.6% | $7,339-92.9% |