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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,726 | $147,556+224.4% | $129,031+271.0% | $198,609+141.0% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 24.43% | 37.41%-13.0pp | 34.67%-10.2pp | 202.70%-178.3pp |
| Employer contribution / active EE | $13,072 | $3,645+258.7% | $3,226+305.2% | $5,055+158.6% |
| Participant deferral / active EE | $15,136 | $5,760+162.8% | $5,217+190.1% | $6,977+117.0% |
| Admin fee / account holder | $2,094 | $15,467-86.5% | $13,208-84.1% | $19,030-89.0% |