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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,726 | $99,053+383.3% | $88,179+442.9% | $138,895+244.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 24.43% | 78.17%-53.7pp | 64.97%-40.5pp | 145.39%-121.0pp |
| Employer contribution / active EE | $13,072 | $2,882+353.6% | $2,549+412.8% | $4,194+211.7% |
| Participant deferral / active EE | $15,136 | $5,225+189.7% | $4,614+228.1% | $6,396+136.6% |
| Admin fee / account holder | $2,094 | $8,748-76.1% | $7,673-72.7% | $12,562-83.3% |