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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,942 | $63,904+7.9% | $89,340-22.8% | $67,986+1.4% |
| Participation rate | 30.9% | 54.3%-23.5pp | 69.6%-38.7pp | 57.2%-26.4pp |
| Annual return | 17.80% | 18.09%-0.3pp | 20.57%-2.8pp | 31.67%-13.9pp |
| Employer contribution / active EE | $1,146 | $1,627-29.6% | $2,231-48.6% | $2,019-43.2% |
| Participant deferral / active EE | $2,103 | $2,691-21.9% | $3,823-45.0% | $3,358-37.4% |
| Admin fee / account holder | $9,680 | $3,315+192.0% | $6,704+44.4% | $3,203+202.2% |