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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,493 | $159,934-49.0% | $147,005-44.6% | $145,959-44.2% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.8pp |
| Annual return | 12.59% | 98.24%-85.6pp | 418.76%-406.2pp | 561.95%-549.4pp |
| Employer contribution / active EE | $1,376 | $5,287-74.0% | $4,934-72.1% | $4,661-70.5% |
| Participant deferral / active EE | $4,874 | $8,427-42.2% | $8,070-39.6% | $6,689-27.1% |
| Admin fee / account holder | $9,537 | $15,053-36.6% | $13,006-26.7% | $13,398-28.8% |