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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,493 | $160,070-49.1% | $147,117-44.6% | $145,897-44.1% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 12.59% | 98.69%-86.1pp | 420.54%-407.9pp | 552.29%-539.7pp |
| Employer contribution / active EE | $1,376 | $5,285-74.0% | $4,932-72.1% | $4,663-70.5% |
| Participant deferral / active EE | $4,874 | $8,419-42.1% | $8,065-39.6% | $6,689-27.1% |
| Admin fee / account holder | $9,537 | $15,035-36.6% | $12,993-26.6% | $13,390-28.8% |