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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,493 | $160,040-49.1% | $147,096-44.6% | $145,877-44.1% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 12.59% | 98.49%-85.9pp | 419.75%-407.2pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,376 | $5,289-74.0% | $4,936-72.1% | $4,663-70.5% |
| Participant deferral / active EE | $4,874 | $8,429-42.2% | $8,071-39.6% | $6,691-27.2% |
| Admin fee / account holder | $9,537 | $15,050-36.6% | $13,005-26.7% | $13,402-28.8% |