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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,845 | $146,267+107.7% | $197,124+54.1% | $82,448+268.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 16.04% | 29.61%-13.6pp | 44.34%-28.3pp | 41.64%-25.6pp |
| Employer contribution / active EE | $4,126 | $4,723-12.6% | $6,227-33.7% | $2,551+61.8% |
| Participant deferral / active EE | $14,368 | $7,035+104.3% | $9,135+57.3% | $4,139+247.1% |
| Admin fee / account holder | $6,125 | $14,422-57.5% | $16,298-62.4% | $7,234-15.3% |