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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,845 | $143,969+111.0% | $199,883+52.0% | $82,637+267.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 16.04% | 25.67%-9.6pp | 43.81%-27.8pp | 53.51%-37.5pp |
| Employer contribution / active EE | $4,126 | $4,632-10.9% | $6,261-34.1% | $2,552+61.7% |
| Participant deferral / active EE | $14,368 | $6,937+107.1% | $9,138+57.2% | $4,126+248.2% |
| Admin fee / account holder | $6,125 | $14,597-58.0% | $17,268-64.5% | $7,339-16.5% |