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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,182 | $138,393+88.0% | $184,256+41.2% | $80,959+221.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 14.39% | 20.01%-5.6pp | 28.85%-14.5pp | 35.67%-21.3pp |
| Employer contribution / active EE | $3,914 | $4,847-19.3% | $6,427-39.1% | $2,757+42.0% |
| Participant deferral / active EE | $12,552 | $7,076+77.4% | $9,133+37.4% | $4,300+191.9% |
| Admin fee / account holder | $19,797 | $10,489+88.7% | $13,899+42.4% | $6,925+185.9% |