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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,025 | $183,516+13.9% | $155,534+34.4% | $145,884+43.3% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 14.54% | 61.43%-46.9pp | 64.92%-50.4pp | 551.85%-537.3pp |
| Employer contribution / active EE | $3,698 | $5,315-30.4% | $4,675-20.9% | $4,662-20.7% |
| Participant deferral / active EE | $14,157 | $6,467+118.9% | $5,630+151.4% | $6,690+111.6% |
| Admin fee / account holder | $618 | $19,293-96.8% | $15,900-96.1% | $13,392-95.4% |