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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,539 | $95,453-10.4% | $112,040-23.7% | $82,448+3.7% |
| Participation rate | 77.8% | 72.8%+5.0pp | 76.5%+1.3pp | 68.1%+9.7pp |
| Annual return | 12.04% | 23.92%-11.9pp | 24.52%-12.5pp | 41.64%-29.6pp |
| Employer contribution / active EE | $1,955 | $2,318-15.6% | $2,954-33.8% | $2,551-23.4% |
| Participant deferral / active EE | $4,693 | $4,224+11.1% | $5,098-7.9% | $4,139+13.4% |
| Admin fee / account holder | $18,199 | $9,013+101.9% | $12,098+50.4% | $7,234+151.6% |