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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $730,679 | $81,358+798.1% | $155,556+369.7% | $80,959+802.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.16% | 33.39%-23.2pp | 64.84%-54.7pp | 35.67%-25.5pp |
| Employer contribution / active EE | $21,938 | $3,106+606.2% | $4,675+369.2% | $2,757+695.7% |
| Participant deferral / active EE | $12,856 | $3,455+272.1% | $5,631+128.3% | $4,300+199.0% |
| Admin fee / account holder | $3,425 | $7,994-57.2% | $15,885-78.4% | $6,925-50.5% |