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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,634 | $212,777-82.3% | $173,703-78.3% | $198,609-81.1% |
| Participation rate | 88.9% | 81.1%+7.8pp | 75.9%+13.0pp | 82.4%+6.5pp |
| Annual return | 13.56% | 18.82%-5.3pp | 17.46%-3.9pp | 202.70%-189.1pp |
| Employer contribution / active EE | $1,627 | $5,214-68.8% | $4,288-62.0% | $5,055-67.8% |
| Participant deferral / active EE | $1,722 | $5,697-69.8% | $4,854-64.5% | $6,977-75.3% |
| Admin fee / account holder | $2,935 | $19,536-85.0% | $15,562-81.1% | $19,030-84.6% |