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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,086 | $76,407+211.6% | $150,298+58.4% | $82,448+188.8% |
| Participation rate | 96.3% | 66.4%+29.9pp | 77.8%+18.5pp | 68.1%+28.2pp |
| Annual return | 12.91% | 39.99%-27.1pp | 62.79%-49.9pp | 41.64%-28.7pp |
| Employer contribution / active EE | $8,427 | $2,614+222.4% | $4,154+102.9% | $2,551+230.4% |
| Participant deferral / active EE | $7,942 | $3,214+147.1% | $5,453+45.7% | $4,139+91.9% |
| Admin fee / account holder | $648 | $6,352-89.8% | $14,116-95.4% | $7,234-91.0% |