Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,938 | $57,140-42.4% | $85,240-61.4% | $80,959-59.3% |
| Participation rate | 3.6% | 56.4%-52.8pp | 67.5%-64.0pp | 67.7%-64.1pp |
| Annual return | 4.84% | 21.71%-16.9pp | 66.75%-61.9pp | 35.67%-30.8pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $116 | $3,115-96.3% | $4,527-97.4% | $4,300-97.3% |
| Admin fee / account holder | $1,912 | $4,992-61.7% | $6,165-69.0% | $6,925-72.4% |