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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,879 | $108,825-16.5% | $156,181-41.8% | $82,448+10.2% |
| Participation rate | 93.2% | 72.4%+20.9pp | 78.8%+14.4pp | 68.1%+25.2pp |
| Annual return | 16.91% | 20.59%-3.7pp | 64.87%-48.0pp | 41.64%-24.7pp |
| Employer contribution / active EE | $891 | $2,870-68.9% | $4,294-79.2% | $2,551-65.1% |
| Participant deferral / active EE | $5,809 | $4,577+26.9% | $6,132-5.3% | $4,139+40.3% |
| Admin fee / account holder | $2,347 | $9,341-74.9% | $14,586-83.9% | $7,234-67.6% |