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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,356 | $171,492-38.6% | $150,734-30.1% | $198,609-47.0% |
| Participation rate | 60.0% | 81.4%-21.4pp | 78.4%-18.4pp | 82.4%-22.4pp |
| Annual return | 12.49% | 804.70%-792.2pp | 600.81%-588.3pp | 202.70%-190.2pp |
| Employer contribution / active EE | $0 | $5,470-100.0% | $4,918-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $2,987 | $6,259-52.3% | $5,610-46.8% | $6,977-57.2% |
| Admin fee / account holder | $9,003 | $17,628-48.9% | $14,905-39.6% | $19,030-52.7% |