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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,086 | $86,949+55.4% | $102,460+31.8% | $80,959+66.9% |
| Participation rate | 91.9% | 72.4%+19.5pp | 76.5%+15.4pp | 67.7%+24.2pp |
| Annual return | 9.77% | 18.89%-9.1pp | 29.47%-19.7pp | 35.67%-25.9pp |
| Employer contribution / active EE | $1,025 | $2,370-56.7% | $3,025-66.1% | $2,757-62.8% |
| Participant deferral / active EE | $6,123 | $4,121+48.6% | $5,056+21.1% | $4,300+42.4% |
| Admin fee / account holder | $9,545 | $8,048+18.6% | $9,460+0.9% | $6,925+37.8% |