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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,179 | $71,230+49.1% | $93,727+13.3% | $80,959+31.2% |
| Participation rate | 33.8% | 60.4%-26.5pp | 68.7%-34.9pp | 67.7%-33.8pp |
| Annual return | 10.66% | 11.26%-0.6pp | 133.83%-123.2pp | 35.67%-25.0pp |
| Employer contribution / active EE | $1,777 | $1,565+13.6% | $2,421-26.6% | $2,757-35.5% |
| Participant deferral / active EE | $2,570 | $4,037-36.3% | $4,417-41.8% | $4,300-40.2% |
| Admin fee / account holder | $2,975 | $6,961-57.3% | $8,292-64.1% | $6,925-57.0% |