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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,254 | $227,399-7.1% | $189,758+11.3% | $198,609+6.4% |
| Participation rate | 85.7% | 84.0%+1.7pp | 79.8%+5.9pp | 82.4%+3.3pp |
| Annual return | 17.67% | 61.03%-43.4pp | 52.62%-35.0pp | 202.70%-185.0pp |
| Employer contribution / active EE | $3,382 | $5,526-38.8% | $4,767-29.0% | $5,055-33.1% |
| Participant deferral / active EE | $11,015 | $6,837+61.1% | $5,856+88.1% | $6,977+57.9% |
| Admin fee / account holder | $914 | $25,162-96.4% | $20,388-95.5% | $19,030-95.2% |