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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,254 | $185,312+14.0% | $161,489+30.8% | $154,746+36.5% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 17.67% | 103.84%-86.2pp | 89.72%-72.1pp | 172.34%-154.7pp |
| Employer contribution / active EE | $3,382 | $4,769-29.1% | $4,268-20.8% | $4,379-22.8% |
| Participant deferral / active EE | $11,015 | $6,350+73.5% | $5,630+95.6% | $6,730+63.7% |
| Admin fee / account holder | $914 | $18,654-95.1% | $16,006-94.3% | $14,365-93.6% |