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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,254 | $172,111+22.7% | $150,298+40.6% | $137,256+53.9% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 17.67% | 69.37%-51.7pp | 62.79%-45.1pp | 220.34%-202.7pp |
| Employer contribution / active EE | $3,382 | $4,636-27.1% | $4,154-18.6% | $4,156-18.6% |
| Participant deferral / active EE | $11,015 | $6,166+78.6% | $5,453+102.0% | $6,407+71.9% |
| Admin fee / account holder | $914 | $16,471-94.5% | $14,116-93.5% | $12,270-92.6% |