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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,911 | $97,550+10.6% | $120,344-10.3% | $87,485+23.3% |
| Participation rate | 93.1% | 72.8%+20.3pp | 76.7%+16.4pp | 68.9%+24.2pp |
| Annual return | 18.97% | 18.41%+0.6pp | 20.30%-1.3pp | 26.06%-7.1pp |
| Employer contribution / active EE | $4,064 | $2,291+77.4% | $3,020+34.6% | $2,596+56.5% |
| Participant deferral / active EE | $4,867 | $4,230+15.1% | $5,135-5.2% | $4,274+13.9% |
| Admin fee / account holder | $3,866 | $9,543-59.5% | $12,742-69.7% | $7,775-50.3% |