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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,462 | $132,099-40.6% | $115,599-32.1% | $138,895-43.5% |
| Participation rate | 65.0% | 77.9%-12.9pp | 74.3%-9.3pp | 79.9%-14.9pp |
| Annual return | 13.25% | 176.76%-163.5pp | 111.10%-97.8pp | 145.39%-132.1pp |
| Employer contribution / active EE | $1,025 | $3,416-70.0% | $2,955-65.3% | $4,194-75.6% |
| Participant deferral / active EE | $2,902 | $5,617-48.3% | $4,889-40.6% | $6,396-54.6% |
| Admin fee / account holder | $20,900 | $15,650+33.5% | $12,841+62.8% | $12,562+66.4% |