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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,973 | $110,410+25.9% | $102,437+35.7% | $145,897-4.7% |
| Participation rate | 92.3% | 77.9%+14.4pp | 74.5%+17.8pp | 80.3%+12.0pp |
| Annual return | 17.74% | 24.85%-7.1pp | 24.95%-7.2pp | 552.29%-534.6pp |
| Employer contribution / active EE | $2,633 | $4,217-37.6% | $3,871-32.0% | $4,663-43.5% |
| Participant deferral / active EE | $8,505 | $5,622+51.3% | $5,060+68.1% | $6,689+27.1% |
| Admin fee / account holder | $27,638 | $9,745+183.6% | $8,388+229.5% | $13,390+106.4% |