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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,116 | $114,119+54.3% | $107,187+64.3% | $138,895+26.8% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 79.9%+0.1pp |
| Annual return | 18.10% | 273.21%-255.1pp | 204.55%-186.4pp | 145.39%-127.3pp |
| Employer contribution / active EE | $2,413 | $4,059-40.6% | $3,782-36.2% | $4,194-42.5% |
| Participant deferral / active EE | $7,980 | $5,538+44.1% | $5,096+56.6% | $6,396+24.8% |
| Admin fee / account holder | $889 | $10,024-91.1% | $9,162-90.3% | $12,562-92.9% |