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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,693 | $166,268-93.6% | $165,100-93.5% | $145,897-92.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.04% | 100.52%-86.5pp | 70.21%-56.2pp | 552.29%-538.3pp |
| Employer contribution / active EE | $2,199 | $5,284-58.4% | $4,348-49.4% | $4,663-52.8% |
| Participant deferral / active EE | $4,047 | $6,964-41.9% | $6,035-32.9% | $6,689-39.5% |
| Admin fee / account holder | $1,520 | $16,659-90.9% | $12,696-88.0% | $13,390-88.7% |