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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,760 | $94,031-1.4% | $115,768-19.9% | $82,448+12.5% |
| Participation rate | 94.5% | 70.4%+24.1pp | 74.4%+20.2pp | 68.1%+26.5pp |
| Annual return | 13.20% | 20.61%-7.4pp | 100.46%-87.3pp | 41.64%-28.4pp |
| Employer contribution / active EE | $624 | $2,323-73.2% | $2,940-78.8% | $2,551-75.6% |
| Participant deferral / active EE | $4,716 | $3,972+18.7% | $4,917-4.1% | $4,139+13.9% |
| Admin fee / account holder | $11,497 | $10,249+12.2% | $12,439-7.6% | $7,234+58.9% |