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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,760 | $101,950-9.0% | $125,529-26.1% | $86,983+6.6% |
| Participation rate | 94.5% | 70.2%+24.4pp | 74.7%+19.8pp | 69.5%+25.0pp |
| Annual return | 13.20% | 18.29%-5.1pp | 202.56%-189.4pp | 25.83%-12.6pp |
| Employer contribution / active EE | $624 | $2,358-73.6% | $3,058-79.6% | $2,584-75.9% |
| Participant deferral / active EE | $4,716 | $3,862+22.1% | $4,813-2.0% | $4,194+12.4% |
| Admin fee / account holder | $11,497 | $12,791-10.1% | $16,298-29.5% | $7,856+46.3% |