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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,530 | $114,119+47.7% | $107,187+57.2% | $138,895+21.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.95% | 273.21%-257.3pp | 204.55%-188.6pp | 145.39%-129.4pp |
| Employer contribution / active EE | $4,015 | $4,059-1.1% | $3,782+6.1% | $4,194-4.3% |
| Participant deferral / active EE | $7,948 | $5,538+43.5% | $5,096+56.0% | $6,396+24.3% |
| Admin fee / account holder | $6,496 | $10,024-35.2% | $9,162-29.1% | $12,562-48.3% |