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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,530 | $129,737+29.9% | $119,126+41.5% | $154,746+8.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.95% | 379.08%-363.1pp | 282.11%-266.2pp | 172.34%-156.4pp |
| Employer contribution / active EE | $4,015 | $4,375-8.2% | $4,034-0.5% | $4,379-8.3% |
| Participant deferral / active EE | $7,948 | $5,842+36.0% | $5,318+49.4% | $6,730+18.1% |
| Admin fee / account holder | $6,496 | $11,961-45.7% | $10,693-39.3% | $14,365-54.8% |