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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,530 | $171,492-1.7% | $150,734+11.8% | $198,609-15.1% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 15.95% | 804.70%-788.8pp | 600.81%-584.9pp | 202.70%-186.7pp |
| Employer contribution / active EE | $4,015 | $5,470-26.6% | $4,918-18.4% | $5,055-20.6% |
| Participant deferral / active EE | $7,948 | $6,259+27.0% | $5,610+41.7% | $6,977+13.9% |
| Admin fee / account holder | $6,496 | $17,628-63.1% | $14,905-56.4% | $19,030-65.9% |