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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,236 | $160,070+35.1% | $147,117+47.0% | $145,897+48.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 17.30% | 98.69%-81.4pp | 420.54%-403.2pp | 552.29%-535.0pp |
| Employer contribution / active EE | $1,610 | $5,285-69.5% | $4,932-67.4% | $4,663-65.5% |
| Participant deferral / active EE | $3,352 | $8,419-60.2% | $8,065-58.4% | $6,689-49.9% |
| Admin fee / account holder | $1,116 | $15,035-92.6% | $12,993-91.4% | $13,390-91.7% |