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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,346 | $50,554-53.8% | $67,681-65.5% | $87,485-73.3% |
| Participation rate | 33.3% | 67.7%-34.4pp | 73.7%-40.4pp | 68.9%-35.6pp |
| Annual return | 21.98% | 17.81%+4.2pp | 590.58%-568.6pp | 26.06%-4.1pp |
| Employer contribution / active EE | $1,081 | $1,988-45.6% | $2,678-59.6% | $2,596-58.4% |
| Participant deferral / active EE | $1,187 | $2,961-59.9% | $3,976-70.1% | $4,274-72.2% |
| Admin fee / account holder | $1,189 | $4,132-71.2% | $6,100-80.5% | $7,775-84.7% |