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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,346 | $47,479-50.8% | $62,929-62.9% | $82,448-71.7% |
| Participation rate | 33.3% | 66.9%-33.5pp | 73.1%-39.8pp | 68.1%-34.7pp |
| Annual return | 21.98% | 20.34%+1.6pp | 1063.93%-1041.9pp | 41.64%-19.7pp |
| Employer contribution / active EE | $1,081 | $1,885-42.7% | $2,505-56.8% | $2,551-57.6% |
| Participant deferral / active EE | $1,187 | $2,870-58.7% | $3,888-69.5% | $4,139-71.3% |
| Admin fee / account holder | $1,189 | $3,804-68.7% | $5,065-76.5% | $7,234-83.6% |