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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,362 | $111,535-53.9% | $105,223-51.2% | $137,256-62.6% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.0%+16.6pp | 80.0%+11.7pp |
| Annual return | 14.08% | 237.85%-223.8pp | 180.65%-166.6pp | 220.34%-206.3pp |
| Employer contribution / active EE | $13,289 | $3,939+237.3% | $3,689+260.3% | $4,156+219.8% |
| Participant deferral / active EE | $3,104 | $5,500-43.6% | $5,072-38.8% | $6,407-51.6% |
| Admin fee / account holder | $493 | $9,721-94.9% | $8,859-94.4% | $12,270-96.0% |