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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,066 | $65,961-42.3% | $180,320-78.9% | $94,015-59.5% |
| Participation rate | 94.1% | 61.3%+32.9pp | 71.5%+22.6pp | 70.8%+23.3pp |
| Annual return | 8.50% | 14.27%-5.8pp | 778.54%-770.0pp | 17.84%-9.3pp |
| Employer contribution / active EE | $1,465 | $1,737-15.7% | $4,108-64.3% | $2,790-47.5% |
| Participant deferral / active EE | $4,468 | $3,003+48.8% | $4,304+3.8% | $4,249+5.1% |
| Admin fee / account holder | $10,233 | $4,901+108.8% | $10,000+2.3% | $8,951+14.3% |