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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,350 | $78,483-16.7% | $106,201-38.5% | $74,546-12.3% |
| Participation rate | 61.2% | 72.8%-11.6pp | 75.3%-14.1pp | 67.2%-6.0pp |
| Annual return | 13.48% | 15.94%-2.5pp | 116.26%-102.8pp | 1366.03%-1352.6pp |
| Employer contribution / active EE | $1,651 | $2,522-34.5% | $3,170-47.9% | $2,624-37.1% |
| Participant deferral / active EE | $4,867 | $4,320+12.7% | $5,012-2.9% | $4,347+11.9% |
| Admin fee / account holder | $989 | $2,236-55.8% | $11,039-91.0% | $1,944-49.1% |