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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,286 | $78,015-30.4% | $178,505-69.6% | $80,959-32.9% |
| Participation rate | 97.3% | 65.7%+31.6pp | 77.1%+20.2pp | 67.7%+29.6pp |
| Annual return | 12.37% | 18.10%-5.7pp | 27.16%-14.8pp | 35.67%-23.3pp |
| Employer contribution / active EE | $0 | $2,281-100.0% | $3,955-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,723 | $4,406+52.6% | $6,280+7.1% | $4,300+56.3% |
| Admin fee / account holder | $22,723 | $7,160+217.3% | $10,428+117.9% | $6,925+228.1% |