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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,511 | $136,860+86.7% | $120,344+112.3% | $154,746+65.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 11.70% | 21.38%-9.7pp | 20.30%-8.6pp | 172.34%-160.6pp |
| Employer contribution / active EE | $10,497 | $3,533+197.1% | $3,020+247.6% | $4,379+139.7% |
| Participant deferral / active EE | $4,690 | $5,793-19.0% | $5,135-8.7% | $6,730-30.3% |
| Admin fee / account holder | $3,183 | $15,393-79.3% | $12,742-75.0% | $14,365-77.8% |