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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,308 | $54,558-62.8% | $76,002-73.3% | $74,546-72.8% |
| Participation rate | 19.7% | 60.3%-40.6pp | 69.1%-49.3pp | 67.2%-47.5pp |
| Annual return | 11.21% | 31.83%-20.6pp | 360.07%-348.9pp | 1366.03%-1354.8pp |
| Employer contribution / active EE | $463 | $1,778-73.9% | $2,688-82.8% | $2,624-82.3% |
| Participant deferral / active EE | $1,156 | $3,065-62.3% | $4,257-72.8% | $4,347-73.4% |
| Admin fee / account holder | $1,716 | $2,232-23.1% | $6,414-73.2% | $1,944-11.7% |