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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,932 | $126,661+58.6% | $113,397+77.2% | $138,895+44.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 17.53% | 25.05%-7.5pp | 23.20%-5.7pp | 145.39%-127.9pp |
| Employer contribution / active EE | $22,033 | $3,456+537.5% | $2,977+640.1% | $4,194+425.3% |
| Participant deferral / active EE | $16,962 | $5,693+198.0% | $5,076+234.1% | $6,396+165.2% |
| Admin fee / account holder | $1,504 | $14,549-89.7% | $11,957-87.4% | $12,562-88.0% |