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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,748 | $117,895+36.3% | $102,460+56.9% | $145,897+10.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.11% | 31.92%-25.8pp | 29.47%-23.4pp | 552.29%-546.2pp |
| Employer contribution / active EE | $19,834 | $3,619+448.1% | $3,025+555.6% | $4,663+325.4% |
| Participant deferral / active EE | $12,145 | $5,736+111.7% | $5,056+140.2% | $6,689+81.6% |
| Admin fee / account holder | $85,949 | $13,353+543.7% | $9,460+808.5% | $13,390+541.9% |