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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,067 | $76,407+38.8% | $150,298-29.4% | $82,448+28.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.57% | 39.99%-28.4pp | 62.79%-51.2pp | 41.64%-30.1pp |
| Employer contribution / active EE | $4,125 | $2,614+57.8% | $4,154-0.7% | $2,551+61.7% |
| Participant deferral / active EE | $5,719 | $3,214+77.9% | $5,453+4.9% | $4,139+38.2% |
| Admin fee / account holder | $17,413 | $6,352+174.1% | $14,116+23.4% | $7,234+140.7% |