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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,448 | $95,453+56.6% | $112,040+33.4% | $82,448+81.3% |
| Participation rate | 66.0% | 72.8%-6.8pp | 76.5%-10.5pp | 68.1%-2.1pp |
| Annual return | 15.55% | 23.92%-8.4pp | 24.52%-9.0pp | 41.64%-26.1pp |
| Employer contribution / active EE | $812 | $2,318-65.0% | $2,954-72.5% | $2,551-68.2% |
| Participant deferral / active EE | $2,863 | $4,224-32.2% | $5,098-43.8% | $4,139-30.8% |
| Admin fee / account holder | $4,631 | $9,013-48.6% | $12,098-61.7% | $7,234-36.0% |