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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,347 | $171,492+142.8% | $150,734+176.2% | $198,609+109.6% |
| Participation rate | 95.0% | 81.4%+13.6pp | 78.4%+16.6pp | 82.4%+12.6pp |
| Annual return | 12.72% | 804.70%-792.0pp | 600.81%-588.1pp | 202.70%-190.0pp |
| Employer contribution / active EE | $3,557 | $5,470-35.0% | $4,918-27.7% | $5,055-29.6% |
| Participant deferral / active EE | $0 | $6,259-100.0% | $5,610-100.0% | $6,977-100.0% |
| Admin fee / account holder | $6,296 | $17,628-64.3% | $14,905-57.8% | $19,030-66.9% |