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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,557 | $126,519+98.0% | $106,201+135.9% | $145,959+71.7% |
| Participation rate | 90.9% | 77.7%+13.3pp | 75.3%+15.6pp | 80.3%+10.6pp |
| Annual return | 14.02% | 225.10%-211.1pp | 116.26%-102.2pp | 561.95%-547.9pp |
| Employer contribution / active EE | $3,118 | $3,726-16.3% | $3,170-1.6% | $4,661-33.1% |
| Participant deferral / active EE | $5,595 | $5,716-2.1% | $5,012+11.6% | $6,689-16.4% |
| Admin fee / account holder | $2,932 | $17,312-83.1% | $11,039-73.4% | $13,398-78.1% |