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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,688 | $63,354-26.3% | $94,105-50.4% | $82,637-43.5% |
| Participation rate | 97.3% | 63.8%+33.5pp | 71.9%+25.4pp | 68.1%+29.2pp |
| Annual return | 12.34% | 34.36%-22.0pp | 204.55%-192.2pp | 53.51%-41.2pp |
| Employer contribution / active EE | $1,207 | $1,760-31.4% | $2,504-51.8% | $2,552-52.7% |
| Participant deferral / active EE | $1,796 | $2,873-37.5% | $3,881-53.7% | $4,126-56.5% |
| Admin fee / account holder | $11,810 | $5,073+132.8% | $6,199+90.5% | $7,339+60.9% |