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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,688 | $63,703-26.7% | $93,063-49.8% | $82,448-43.4% |
| Participation rate | 97.3% | 63.8%+33.5pp | 72.1%+25.2pp | 68.1%+29.2pp |
| Annual return | 12.34% | -775.43%+787.8pp | 34.15%-21.8pp | 41.64%-29.3pp |
| Employer contribution / active EE | $1,207 | $1,729-30.2% | $2,476-51.2% | $2,551-52.7% |
| Participant deferral / active EE | $1,796 | $2,919-38.5% | $3,958-54.6% | $4,139-56.6% |
| Admin fee / account holder | $11,810 | $5,982+97.4% | $6,033+95.8% | $7,234+63.3% |