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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,009 | $126,661-28.1% | $113,397-19.7% | $138,895-34.5% |
| Participation rate | 88.9% | 79.4%+9.4pp | 76.5%+12.4pp | 79.9%+9.0pp |
| Annual return | 15.37% | 25.05%-9.7pp | 23.20%-7.8pp | 145.39%-130.0pp |
| Employer contribution / active EE | $729 | $3,456-78.9% | $2,977-75.5% | $4,194-82.6% |
| Participant deferral / active EE | $2,266 | $5,693-60.2% | $5,076-55.4% | $6,396-64.6% |
| Admin fee / account holder | $11,229 | $14,549-22.8% | $11,957-6.1% | $12,562-10.6% |