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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,715 | $117,895-23.1% | $102,460-11.5% | $145,897-37.8% |
| Participation rate | 88.2% | 78.6%+9.6pp | 76.5%+11.7pp | 80.3%+7.9pp |
| Annual return | 11.54% | 31.92%-20.4pp | 29.47%-17.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $855 | $3,619-76.4% | $3,025-71.8% | $4,663-81.7% |
| Participant deferral / active EE | $2,787 | $5,736-51.4% | $5,056-44.9% | $6,689-58.3% |
| Admin fee / account holder | $22,071 | $13,353+65.3% | $9,460+133.3% | $13,390+64.8% |