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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,009 | $136,860-33.5% | $120,344-24.4% | $154,746-41.2% |
| Participation rate | 88.9% | 79.9%+9.0pp | 76.7%+12.2pp | 80.7%+8.2pp |
| Annual return | 15.37% | 21.38%-6.0pp | 20.30%-4.9pp | 172.34%-157.0pp |
| Employer contribution / active EE | $729 | $3,533-79.4% | $3,020-75.9% | $4,379-83.4% |
| Participant deferral / active EE | $2,266 | $5,793-60.9% | $5,135-55.9% | $6,730-66.3% |
| Admin fee / account holder | $11,229 | $15,393-27.0% | $12,742-11.9% | $14,365-21.8% |