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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,419 | $90,614+4.2% | $76,089+24.1% | $145,877-35.3% |
| Participation rate | 90.5% | 74.5%+16.0pp | 69.1%+21.4pp | 80.3%+10.2pp |
| Annual return | 13.18% | 623.80%-610.6pp | 360.94%-347.8pp | 551.28%-538.1pp |
| Employer contribution / active EE | $1,760 | $3,324-47.1% | $2,690-34.6% | $4,663-62.3% |
| Participant deferral / active EE | $5,206 | $5,168+0.7% | $4,259+22.2% | $6,691-22.2% |
| Admin fee / account holder | $1,350 | $8,376-83.9% | $6,418-79.0% | $13,402-89.9% |