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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,002 | $88,996+25.9% | $78,004+43.6% | $138,895-19.4% |
| Participation rate | 95.2% | 74.4%+20.9pp | 69.4%+25.8pp | 79.9%+15.3pp |
| Annual return | 13.33% | 28.03%-14.7pp | 31.07%-17.7pp | 145.39%-132.1pp |
| Employer contribution / active EE | $1,883 | $2,917-35.4% | $2,469-23.7% | $4,194-55.1% |
| Participant deferral / active EE | $5,479 | $4,724+16.0% | $4,092+33.9% | $6,396-14.3% |
| Admin fee / account holder | $2,932 | $8,807-66.7% | $7,578-61.3% | $12,562-76.7% |