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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,760 | $79,894-23.9% | $135,792-55.3% | $82,637-26.5% |
| Participation rate | 91.4% | 63.0%+28.4pp | 72.6%+18.8pp | 68.1%+23.3pp |
| Annual return | 17.46% | 17.20%+0.3pp | 25.96%-8.5pp | 53.51%-36.0pp |
| Employer contribution / active EE | $1,583 | $2,165-26.9% | $3,496-54.7% | $2,552-38.0% |
| Participant deferral / active EE | $2,382 | $3,194-25.4% | $4,759-50.0% | $4,126-42.3% |
| Admin fee / account holder | $1,758 | $6,434-72.7% | $12,266-85.7% | $7,339-76.0% |