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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,789 | $111,535+11.9% | $105,223+18.6% | $137,256-9.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.33% | 237.85%-218.5pp | 180.65%-161.3pp | 220.34%-201.0pp |
| Employer contribution / active EE | $6,183 | $3,939+57.0% | $3,689+67.6% | $4,156+48.8% |
| Participant deferral / active EE | $6,309 | $5,500+14.7% | $5,072+24.4% | $6,407-1.5% |
| Admin fee / account holder | $1,876 | $9,721-80.7% | $8,859-78.8% | $12,270-84.7% |