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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,860 | $111,814-24.1% | $93,654-9.4% | $145,959-41.9% |
| Participation rate | 94.1% | 74.2%+19.9pp | 68.7%+25.4pp | 80.3%+13.8pp |
| Annual return | 17.75% | 203.30%-185.5pp | 133.34%-115.6pp | 561.95%-544.2pp |
| Employer contribution / active EE | $1,172 | $3,092-62.1% | $2,421-51.6% | $4,661-74.8% |
| Participant deferral / active EE | $3,283 | $4,914-33.2% | $4,413-25.6% | $6,689-50.9% |
| Admin fee / account holder | $1,774 | $10,246-82.7% | $8,282-78.6% | $13,398-86.8% |