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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,687 | $81,487+29.7% | $102,412+3.2% | $80,935+30.6% |
| Participation rate | 97.6% | 66.8%+30.7pp | 74.5%+23.1pp | 67.7%+29.9pp |
| Annual return | 9.23% | 25.60%-16.4pp | 24.94%-15.7pp | 35.66%-26.4pp |
| Employer contribution / active EE | $9,427 | $3,103+203.8% | $3,870+143.6% | $2,757+242.0% |
| Participant deferral / active EE | $8,679 | $3,871+124.2% | $5,060+71.5% | $4,299+101.9% |
| Admin fee / account holder | $58,774 | $6,717+775.0% | $8,388+600.7% | $6,924+748.8% |