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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,687 | $81,476+29.7% | $102,383+3.2% | $80,925+30.6% |
| Participation rate | 97.6% | 66.8%+30.7pp | 74.5%+23.1pp | 67.7%+29.9pp |
| Annual return | 9.23% | 25.59%-16.4pp | 24.94%-15.7pp | 35.65%-26.4pp |
| Employer contribution / active EE | $9,427 | $3,105+203.6% | $3,870+143.6% | $2,756+242.0% |
| Participant deferral / active EE | $8,679 | $3,871+124.2% | $5,060+71.5% | $4,299+101.9% |
| Admin fee / account holder | $58,774 | $6,717+774.9% | $8,391+600.4% | $6,940+746.9% |