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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,824 | $212,777+34.8% | $173,703+65.1% | $198,609+44.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 7.46% | 18.82%-11.4pp | 17.46%-10.0pp | 202.70%-195.2pp |
| Employer contribution / active EE | $3,333 | $5,214-36.1% | $4,288-22.3% | $5,055-34.1% |
| Participant deferral / active EE | $4,988 | $5,697-12.4% | $4,854+2.8% | $6,977-28.5% |
| Admin fee / account holder | $10,471 | $19,536-46.4% | $15,562-32.7% | $19,030-45.0% |