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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,994 | $76,407+320.1% | $150,298+113.6% | $82,448+289.3% |
| Participation rate | 97.3% | 66.4%+30.9pp | 77.8%+19.5pp | 68.1%+29.2pp |
| Annual return | 54.51% | 39.99%+14.5pp | 62.79%-8.3pp | 41.64%+12.9pp |
| Employer contribution / active EE | $8,269 | $2,614+216.3% | $4,154+99.1% | $2,551+224.1% |
| Participant deferral / active EE | $5,021 | $3,214+56.2% | $5,453-7.9% | $4,139+21.3% |
| Admin fee / account holder | $8,751 | $6,352+37.8% | $14,116-38.0% | $7,234+21.0% |