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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,372 | $110,410+118.6% | $102,437+135.6% | $145,897+65.4% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 11.89% | 24.85%-13.0pp | 24.95%-13.1pp | 552.29%-540.4pp |
| Employer contribution / active EE | $10,220 | $4,217+142.3% | $3,871+164.0% | $4,663+119.2% |
| Participant deferral / active EE | $6,969 | $5,622+24.0% | $5,060+37.7% | $6,689+4.2% |
| Admin fee / account holder | $1,104 | $9,745-88.7% | $8,388-86.8% | $13,390-91.8% |