Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,882 | $58,627+41.4% | $76,735+8.0% | $82,448+0.5% |
| Participation rate | 41.4% | 63.2%-21.8pp | 69.5%-28.1pp | 68.1%-26.7pp |
| Annual return | 11.55% | 39.10%-27.5pp | 29.77%-18.2pp | 41.64%-30.1pp |
| Employer contribution / active EE | $592 | $1,729-65.7% | $2,454-75.9% | $2,551-76.8% |
| Participant deferral / active EE | $1,830 | $3,134-41.6% | $4,088-55.2% | $4,139-55.8% |
| Admin fee / account holder | $4,889 | $5,323-8.1% | $7,189-32.0% | $7,234-32.4% |