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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,324 | $81,233+290.6% | $155,567+104.0% | $80,874+292.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 12.79% | 33.33%-20.5pp | 64.74%-51.9pp | 35.62%-22.8pp |
| Employer contribution / active EE | $11,005 | $3,101+254.9% | $4,674+135.4% | $2,756+299.4% |
| Participant deferral / active EE | $6,305 | $3,452+82.6% | $5,628+12.0% | $4,297+46.7% |
| Admin fee / account holder | $1,545 | $7,998-80.7% | $15,916-90.3% | $6,935-77.7% |