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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,324 | $81,358+290.0% | $155,556+104.0% | $80,959+292.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 12.79% | 33.39%-20.6pp | 64.84%-52.0pp | 35.67%-22.9pp |
| Employer contribution / active EE | $11,005 | $3,106+254.3% | $4,675+135.4% | $2,757+299.1% |
| Participant deferral / active EE | $6,305 | $3,455+82.5% | $5,631+12.0% | $4,300+46.6% |
| Admin fee / account holder | $1,545 | $7,994-80.7% | $15,885-90.3% | $6,925-77.7% |