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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,831 | $102,609+21.7% | $98,090+27.3% | $138,895-10.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 13.20% | 36.44%-23.2pp | 37.05%-23.8pp | 145.39%-132.2pp |
| Employer contribution / active EE | $2,152 | $3,867-44.4% | $3,606-40.3% | $4,194-48.7% |
| Participant deferral / active EE | $7,402 | $8,167-9.4% | $7,845-5.7% | $6,396+15.7% |
| Admin fee / account holder | $2,463 | $11,434-78.5% | $11,815-79.2% | $12,562-80.4% |